In April 2017, we launched a partnership with TransUnion and began offering their TransUnion Full Credit Report product to our clients. However, many landlords want to see the full credit report including the actual credit score of the tenant applicant. Until 2014, I largely dismissed the TransUnion Full Credit Report product because it did not include eviction data, which is the most critical data a landlord can look at. I’m uniquely qualified to review the TransUnion Full Credit Report product because we offer it as one of our screening packages. My name is Stephen White, I’m the Founder of RentPrep a nationwide tenant screening service since 2007. Before we dive into this review, it’s worth noting who I am and any bias I have in writing this article. You’re probably wondering why judgments and liens were removed and we will get to that later in this post. April 2018 – Income Insights became available.July 2017 – Judgments and liens were removed from reports.December 2014 – Eviction records became available.December 2010 – domain is registered and the service is launched shortly after.
Here are some significant milestones and updates for the TransUnion SmartMove report: Before we begin, let’s briefly examine how the product has evolved. This article will refer to the SmartMove product as the TransUnion Full Credit Report. In this SmartMove review, we will discuss the pros and the cons of their tenant screening product. TransUnion is one of three major credit bureaus along with Experian and Equifax. SmartMove is one of TransUnion’s tenant screening products.
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